Can love and legal clarity go hand-in-hand? In a world where more couples are choosing to live together without getting married, the answer needs to be yes. According to Pew Research, nearly 59% of adults in the U.S. have lived with an unmarried partner at some point. Yet, many of these couples have no legal protections or agreements in place should the relationship end or life take an unexpected turn.
That’s where a cohabitation agreement becomes not just helpful—but necessary.
At Daniel Ogbeide Law, the family law team understands that unmarried couples need practical solutions. A well-drafted cohabitation agreement can provide clarity, prevent disputes, and protect both parties’ financial and legal interests. The firm offers thoughtful legal guidance and support to those seeking legal structure in their personal lives.
This article outlines what issues a cohabitation agreement can cover—including living expenses, joint assets, property ownership, and parenting decisions—so that couples can build their futures on mutual understanding.
Key Issues to Include in a Cohabitation Agreement
A cohabitation agreement is a written contract between two people who live together but are not married. It outlines their rights and responsibilities during the relationship and in the event it ends. Here’s what should be addressed:
1. Rent and Mortgage Contributions
Decide how rent or mortgage payments will be split. One partner might own the home while the other contributes financially—an agreement should state clearly whether those payments grant any ownership interest.
2. Utility Bills and Household Expenses
Monthly bills, groceries, and maintenance costs can add up. It’s wise to lay out who is responsible for what to avoid misunderstandings. Options include:
- Splitting expenses equally
- Assigning specific bills to each person
- Using a joint account for shared costs
3. Joint Purchases and Shared Assets
From furniture to appliances to pets, many items may be purchased together. A cohabitation agreement should define who owns what and what will happen to these items if the relationship ends.
4. Property Ownership
If a couple buys property together, it’s critical to clarify:
- Ownership percentages
- What happens if one partner wants to sell
- How the property will be divided or valued if the relationship ends
5. Children and Parenting Responsibilities
If there are children, the agreement can’t replace a legal custody order, but it can address:
- Daily care responsibilities
- Financial support expectations
- Education and medical decisions
Though these terms are not enforceable in the same way as legal custody agreements, they serve as a written understanding that may help in future legal proceedings.
Thinking About Living Together Long-Term? Put It in Writing.
What happens if the relationship ends or one partner passes away unexpectedly? Without clear terms, even the most amicable breakups can lead to costly legal disputes.
That’s why working with a cohabitation attorney in Houston can save stress and confusion down the line. Daniel Ogbeide Law has extensive experience assisting clients with these matters, ensuring that agreements are fair, enforceable, and protect both parties’ interests.
Whether you’re moving in together for the first time or have already shared a home for years, having a legal agreement in place is one of the most responsible steps a couple can take.
Need guidance from a trusted cohabitation lawyer in Houston? Daniel Ogbeide Law provides compassionate, clear legal support for couples seeking structure in their relationship. With a focus on protecting both your rights and your future, the firm offers the experienced counsel you need to draft a solid agreement. Contact them today to schedule a consultation and take a step toward peace of mind.